How to Address a Lien on Property in Georgia
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Property Lien in Georgia
Do you want to know more about a lien on a property in Georgia? This article will provide you with all you need as far as property lien is concerned.
Dealing with the legal aspects of the transfer of ownership of real property is difficult enough without the added challenge of a judgment lien. You need a clear title to sell or refinance your home or commercial property. If a lien is recorded against your property, it will be registered as an official “cloud on the title.” This means that you cannot sell or refinance until the lien is removed.
A lien is a legal claim that one party has on the property of another for payment of a debt. Loans, failed payments for services, judicial judgments, or statutory payments, such as taxes, create lien rights.
A lien can be filed on any type of property in Georgia, including real estate like residential homes and commercial properties, cars, and personal property.
When filing a lien on real estate in Georgia, specific steps and forms must be completed, and they can be confusing. The importance of understanding liens and lien priority cannot be overstated, especially if you own real estate. Experienced real estate counsel can answer any questions you have about liens. Ensure you seek further assistance from a reputable attorney familiar with Georgia lien law.
Categories of Georgia Property Liens
A lien can either be general or specific. A general lien is a claim that a lien claimant has against some or all of a debtor’s property. Any property may be sold to satisfy the debt. Conversely, a specific lien is attached to a specific asset that was offered as collateral in exchange for a loan.
In addition to liens being general and specific, they are either voluntary (consensual) or involuntary (non-consensual).
Types of Liens
How to Create a Lien on Someone’s Property in Georgia
How to Get Rid of a Lien on My Property in Georgia
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